Terms of Use

Please read these Terms of Use ("Terms") carefully before using movnova.com (the "Site"), operated by Movnova ("we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms.

1. Use of the Site

You may use the Site for personal, non-commercial purposes. You agree not to:

• Use the Site in any way that could damage, disable, or impair it
• Attempt to gain unauthorized access to any part of the Site
• Reproduce, duplicate, copy, or resell any part of the Site's content without our written permission
• Use automated systems (bots, scrapers) to access the Site without our consent

2. No Financial Advice

The content on this Site, including articles and the savings calculator, is provided for general informational and educational purposes only. It does not constitute financial, investment, tax, or legal advice, and should not be relied upon as such. Every individual's financial situation is different — we strongly encourage you to consult a qualified financial professional before making financial decisions.

The savings calculator provides estimates based on the numbers you enter and simplified assumptions (such as fixed interest rates). Actual results may vary and are not guaranteed.

3. Accuracy of Information

We aim to keep our content accurate and up to date, but we make no warranties or representations about the completeness, reliability, or accuracy of the information on the Site. Financial figures such as interest rates change over time; always verify current rates and terms with the relevant financial institution.

4. Intellectual Property

All content on the Site, including text, graphics, logos, and the savings calculator tool, is the property of Movnova unless otherwise stated, and is protected by copyright and other intellectual property laws.

5. Third-Party Links and Advertising

The Site displays advertisements through Google AdSense and may contain links to third-party websites. We do not endorse and are not responsible for the content, products, services, or privacy practices of any third-party sites or advertisers.

6. Limitation of Liability

To the fullest extent permitted by law, Movnova and its owner(s) shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Site or reliance on any information provided on it.

7. Changes to the Site or These Terms

We may update these Terms or modify, suspend, or discontinue the Site (or any part of it) at any time without notice. Continued use of the Site after changes means you accept the updated Terms.

8. Governing Law

These Terms are governed by the laws applicable to the operator of this Site, without regard to conflict of law principles.

9. Contact Us

If you have questions about these Terms, contact us at:
jacoboalmarcardo@gmail.com